Connecticut Auto Insurance Quotes

Connecticut auto insurance quotes are important for a number of reasons. There are legal requirements for insurance coverage as well as the need to protect your family as much as possible. The family vehicle is one of the biggest investments that people make and can usually be their way to get to and from work as well as to their more pleasurable events and activities.

There are state laws concerning insurance coverage but in many cases, it might not be quite enough for your needs. You should also be aware that state minimum insurance will not protect your own vehicle in the event of an accident.

Connecticut Auto Insurance Quotes Will Help Keep you Legal

The state of Connecticut requires that you have a minimal amount of insurance coverage on your personal automobile. You also have to have insurance coverage on a rental car, so it is important to make sure that your rental agreement includes this coverage. You may have to pay an extra, nominal fee to make sure that you are covered.

The minimal insurance amounts are $20,000 for bodily injury coverage, $40,000 maximum for all injuries in a single accident and $10,000 for property damage. While these are the minimum amounts required of all drivers in Connecticut, it is not the limit so if you would like to have additional insurance coverage, you can choose to have it.

You must have this insurance in place before you are allowed to register a vehicle in the state of Connecticut and you must carry the proof of insurance with you at all times. If you are pulled over and cannot provide proof, you can be fined and ticketed. The ticket may be eliminated if you show the proof that you do have insurance but you will likely still be assessed the court costs.

The average person pays $981 per year for insurance coverage in Connecticut which makes it the tenth most expensive state in the nation.

Connecticut Auto Insurance Quotes Help You Insure Your Teen Drivers

A teenage driver on your insurance policy can raise your insurance costs dramatically. It is estimated that on average, a teen driver can raise the costs $1200 to $4900. The costs can be lowered if the young driver is a good student, carrying B averages or above. The cost may also be lower if there is successful completion of a state approved safe driver course.

If you have a teen driver, you can make sure that they are not doing anything that puts them in danger or risks raising your insurance rates by making sure that they follow all of the laws that apply to them. First, there is no cell phone usage for teens between the ages of 16-17, not even while using the hands free unit. A teen who is eighteen can use the hands free unit without violating the law.

To protect the young drivers, there are also several other restrictions that they must adhere to including limited driving hours, no one under the age of twenty one in the car with them and others.

Connecticut Auto Insurance Quotes Keeps You on the Road for Less

Connecticut was the very first state to pass a car related law when it passed a speed limit law in 1901. At that time, the speed limit was posted as 12 miles per hour. The speed limit is much faster these days which can add to the dangers on the road, dramatically. Before you are satisfied with just keeping the minimum insurance coverage, consider the cost of repairing or replacing your vehicle if something happens to it. The more value that you put on the car, the more likely you are to be interested in more serious insurance coverage to make sure that you are protecting it.

Even a minor accident can cause severe damage to your car and may result in some very expensive repairs. In addition, accidents are not the only thing to consider. There are a list of cars that are most often stolen in the state of Connecticut, including several makes and models that are fairly surprising. If you have only liability insurance and your car is stolen, there is nothing the insurance company can do for you at all.

Connecticut Auto Insurance Quotes are Easy to Get

There is no excuse for comparing insurance prices and coverage in the state of Connecticut. There are just too many ways to get your insurance quotes and you should definitely make sure that you have enough insurance to fully protect yourself.

One of the easiest ways to get your Connecticut auto insurance quotes is by coming to our web site, filling out a simple two minute form and then reviewing the results. Since there are over two hundred insurance companies in our network, you are almost sure to save money.

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