Washington Auto Insurance Quotes

Washington auto insurance quotes can help an individual navigate all the complex components of auto insurance laws in the state. Getting your information online through auto insurance quotes is a great way to find out all of the legal driving requirements. In the state of Washington, you must have insurance in at least one of the following four ways.

       1.You must have the minimum coverage for at least 25,000 dollars to cover one person who is injured in an accident. That coverage doubles to 50,000 dollars for two or more people injured in an accident.

       2.If you are the owner of a business with at least 26 employees you may qualify for self-inured coverage. To understand how this works, check out Washington auto insurance quotes.

       3.A certificate of deposit that is held by the state has to be at least 60,000 dollars to satisfy the state’s minimum requirements. This deposit must be set up in the State Treasuries Department or in a bank that allows that state to have full access to the money.

       4.Or last you may choose a liability bond of at least 60,000 dollars guaranteeing the state that you have coverage for any liability assessed to you as a result of an accident.

There are some exceptions to having a vehicle covered in the state of Washington. If you own and operate a motorcycle you will not have to have it insured. Likewise an antique vehicle or an all-terrain vehicle will not need to be licensed. There is a list of exceptions listed on most insurance company websites and you can find out more through Washington auto insurance quotes to see what has to be covered.

Military Exceptions

In the state of Washington, anyone who is a resident of that state, and in the military, will be issued a license that allows them to drive without worrying about renewing their license. In the place of an expiration date the word military is added. This means as long as the person is in the service, they will not need to renew their license. Since deployment and reassignment is common place for most military personnel, this is a convenient policy that the state of Washington has put into place.

This military component works well in the state of Washington and would most likely work well in others as well.

Quote Information

Before getting information from the various insurance companies through Washington auto insurance quotes, it is important to understand what type of information you will never to have in place before completing the form. Of course, you will have to have your personal data such as name, address, especially where the car will be kept, your date of birth and social security number. There may be additional information needed to process your quote request. However, one of the most important pieces of information needed is that of the vehicle to be insured. You will need the make, model and probably the vehicle identification number for each vehicle you want to insure.

Without this basic information you will find it difficult to obtain adequate information through Washington auto insurance quotes. After imputing the information you will get some early replies, however some insurance companies will take a little more time to get the information back to you. Be aware that the quote may or may not reflect a true price for the proposed policy, but just an estimate. The insurance company that you choose to insure under will want a more detailed list of information, many times, to be able to give you the exact price for your monthly premiums.

Make sure that you are getting your online quotes through reputable insurance carriers. If you get a quote that is grossly under what other quotes are, there is need to be cautious. Several fraudulent companies in the past have taken customers money, only to not deliver a legal auto insurance policy to them. Ask around, especially if you get a quote from a company you are not familiar with. Take the time to get quotes from nationally recognized companies as well as smaller independent insurers to determine who can give you the best policy for your money.

State Minimums

As with other states, Washington has state minimums in place in regards to minimum coverage for each insured driver to make sure that they have included on their policy. Each driver has to have a minimum of $20,000 in coverage for one person who may be injured in an accident. If two or more individuals are injured, that coverage must be at least $50,000. Lastly, each driver must have $10,000 in coverage for property damage. Make sure that the company you select has the minimum coverage, at least, for inclusion on the policy. You can accomplish everything you will need, by getting your information through Washington auto insurance quotes.

Auto Insurance Quotes

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